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The Next Mis-selling Crisis?

When any company borrows money from a main UK bank, they are likely to be approached by the Treasury sales team in order to ‘examine’ Interest Rate Hedging. The concept and structures available are important to consider. To explain the concept of hedging briefly…

Foundation East loans take you to the next level

As a business loans manager for the community finance company Foundation East, I constantly see how our small business loans benefit companies and help them to progress to the next level.

Are the banks lending?

The question we are frequently asked is “Are the banks lending at the moment?” Much to a lot of people’s surprise the answer is yes they are, but it depends.

Low Carbon business funding – good news for some

Despite current uncertainties in public policy and government spending, there is one area of economic growth and innovation which we can confidently predict will continue to be favourbly prioritised for years to come, the low carbon, renewable energy, energy efficiency and environmental ‘cleantech’ sector…

Finance to oil the wheels of innovation

Most tenants in the St John’s Innovation Centre learn quickly how to make slim resources go a long way. This applies particularly to funding. Yet innovation requires ongoing investment which is hard to get in the current market. In recognition of this, the Department for Business Innovation and Skills recently launched a consultation focused on ‘Financing a Private Sector Recovery’. One to watch?