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Does your business have the cash that it needs?

For any business, whether start-up, established or expanding, cash flow is the key. It needs to be managed and not enough cash can be a disaster. Finding money via Business loans from Banks or attracting that injection of equity to grow your business is not easy. Each type of lender has their own specific requirements and […]

Where to go for funding when all you’re hearing is “No”?

So, you run a revenue generating business with strong growth potential based on a product or service that meets a specific need, in a sector that is growing. You and your team are keen to build the business but you need funding to take it to the next level. But that’s where you’re stuck. You’ve talked to the banks and they’re not playing ball. It seems it’s all in the balance sheet; they want to see robust sales with consistent growth. You can show the sales but, for various reasons, your running costs, margins and volume aren’t what they could be, so the balance sheet doesn’t look pretty and your growth strategy isn’t cutting it.

The Next Mis-selling Crisis?

When any company borrows money from a main UK bank, they are likely to be approached by the Treasury sales team in order to ‘examine’ Interest Rate Hedging. The concept and structures available are important to consider. To explain the concept of hedging briefly…

Foundation East loans take you to the next level

As a business loans manager for the community finance company Foundation East, I constantly see how our small business loans benefit companies and help them to progress to the next level.

Are the banks lending?

The question we are frequently asked is “Are the banks lending at the moment?” Much to a lot of people’s surprise the answer is yes they are, but it depends.